Tell it to the OIC

There's a new sheriff in town

Being a stranger in a strange land causes many expats to become a bit paranoid at times. This can be especially true when considering the purchase of health and accident insurance in Thailand. Whom can you trust? What are the "hidden" exclusions that health insurers can use to get out of paying your claim?


How did they know?

When hospitals sharing information can prove costly

Recently, someone sent me an e-mail asking me if health insurance companies and hospitals in Thailand share information among themselves without permission from the patient.


Who's to blame?

Always understand the terms and conditions of a health insurance policy

I often read complaints about the standard exclusions found in the terms and conditions (T&C) of a particular insurance company's policy. What the complainers don't realize is that these exclusions are in all health insurance policies.


The medical world is changing

More expensive health insurance premiums can mean better equipment

Things keep changing in the field of medical care - and that means that costs keep increasing. The good news, though, is that much of the increase in cost is due to the hospitals buying new and improved test equipment to allow them to quickly spot and diagnose medical problems that would have previously been missed.


Health insurance marketing

A look at the different aspects of health insurance policies in Thailand

Health insurance here in Thailand, as a rule, is much cheaper and much simpler than the health insurance most expats are probably used to.


Going to hospital in Bangkok

A good experience with semi-private hospitals

I must say, having gone with others before to appointments at government hospitals, I'm impressed. Everything was well-organized, the appointments actually ran on time and the doctors/nurses had an understandable grasp of English


Would the NHS be so concerned?

Is Thai healthcare about care or cash?

I am pregnant with my second child and despite all the protests about how much I hated it the first time around and 'would never ever, not ever do it again' have found myself in the club.


What makes a good international school?

What are the the things a teacher should know beforehand?

Everyone always says 'research' is the number one thing for teachers hopping off to a far away teaching nirvana and they would be right, but it isn't until you are deep inside the doors of an international school that you suddenly have a plethora of questions you probably should have asked.


News from up't north

Postbox letter from Geoff Richards

The good news is that because the Teacher's Council of Thailand is trying to rigorously enforce the need for all foreign English teachers to sit the tests for a TL, many schools are now finding it difficult to retain staff.


Understanding medical insurance

What does the small print all mean?

Most medical insurance sold in Thailand, including medical insurance riders found on life insurance, is formed around Basic Hospital Inpatient Coverage, which is broken down into four areas of coverage: 1) Daily Room and Board, 2) Hospital General Expenses, 3) Surgery and 4) Inpatient Doctor Visits.


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