Health insurance exclusions
Addressing the elephant in the room
One of the most common mistakes I often see people make is skimming through their health insurance T&Cs without properly reading the exclusions section - which details what their plan won't cover.
Southeast Asia travel insurance: what you need to know
You may think that nothing bad will happen to you during your travels, but some things just can’t be predicted!
If you are going to explore distant places, engage in so-called “adventurous activities,” or rent a motorbike - then I would suggest making sure your Southeast Asia travel insurance covers you for as many situations as possible?
Shopping around for health insurance
Five questions that teachers should be asking
I strongly recommend buying teacher's health insurance to protect yourself, your family, and your finances while you're here.
Ajarn's top ten blogs
What were our top ten most-read blogs in September 2018?
What were people reading in the month of September on the Ajarn website?
Buying hospital inpatient (IPD) coverage in Thailand
The 5 areas of health insurance coverage that you should be aware of
Most medical insurance plans sold in Thailand, including those packaged with life insurance policies, focus on providing basic hospital Inpatient (IPD) coverage.
Tell it to the OIC
There's a new sheriff in town
Being a stranger in a strange land causes many expats to become a bit paranoid at times. This can be especially true when considering the purchase of health and accident insurance in Thailand. Whom can you trust? What are the "hidden" exclusions that health insurers can use to get out of paying your claim?
How did they know?
When hospitals sharing information can prove costly
Recently, someone sent me an e-mail asking me if health insurance companies and hospitals in Thailand share information among themselves without permission from the patient.
Who's to blame?
Always understand the terms and conditions of a health insurance policy
I often read complaints about the standard exclusions found in the terms and conditions (T&C) of a particular insurance company's policy. What the complainers don't realize is that these exclusions are in all health insurance policies.
The medical world is changing
More expensive health insurance premiums can mean better equipment
Things keep changing in the field of medical care - and that means that costs keep increasing. The good news, though, is that much of the increase in cost is due to the hospitals buying new and improved test equipment to allow them to quickly spot and diagnose medical problems that would have previously been missed.
Health insurance marketing
A look at the different aspects of health insurance policies in Thailand
Health insurance here in Thailand, as a rule, is much cheaper and much simpler than the health insurance most expats are probably used to.
