Shopping for health insurance nowadays is quite easy with online comparison tools.
Tips that will help you make an informed decision when it comes to choosing your next affordable expat health insurance in Thailand that you can spare the money for, and be content with.
Insider's tips from a Songkran regular
"What's so great about it?", you might ask. Well, it's not all just about getting wet and drinking. What keeps me coming back year after year is that everyone is your friend during Songkran.
It's definitely something worth thinking about.
While it’s good to have outpatient benefits that cover minor diseases such as fever and flu, it’s the critical ailments that you should be looking out for. If you’re diagnosed with some form of critical illness, not only will you have to pay for the often exorbitant medical bills, but you may also end up having to take extra time off work to receive treatment, or even become unable to work.
Addressing the elephant in the room
One of the most common mistakes I often see people make is skimming through their health insurance T&Cs without properly reading the exclusions section - which details what their plan won't cover.
You may think that nothing bad will happen to you during your travels, but some things just can’t be predicted!
If you are going to explore distant places, engage in so-called “adventurous activities,” or rent a motorbike - then I would suggest making sure your Southeast Asia travel insurance covers you for as many situations as possible?
Five questions that teachers should be asking
I strongly recommend buying teacher's health insurance to protect yourself, your family, and your finances while you're here.
What were our top ten most-read blogs in October 2018?
What were people reading in the month of October on the Ajarn website?
The 5 areas of health insurance coverage that you should be aware of
Most medical insurance plans sold in Thailand, including those packaged with life insurance policies, focus on providing basic hospital Inpatient (IPD) coverage.
There's a new sheriff in town
Being a stranger in a strange land causes many expats to become a bit paranoid at times. This can be especially true when considering the purchase of health and accident insurance in Thailand. Whom can you trust? What are the "hidden" exclusions that health insurers can use to get out of paying your claim?
When hospitals sharing information can prove costly
Recently, someone sent me an e-mail asking me if health insurance companies and hospitals in Thailand share information among themselves without permission from the patient.