The cost of health insurance premiums have crept up and people’s needs have changed in Thailand.
If you want to top up your existing health insurance plan, you should learn about the average cost of health insurance and trends.
What happens in that time between being told you can leave hospital and settling the bill with your insurance company?
The scenario will vary from hospital to hospital and the type of hospital you are in. Generally, if you have health insurance you could settle your bill by “paying and claiming” or through the pre-authorization / direct billing process.
Peace of mind for your beneficiaries
In the case of the policyholder’s death, a lump sum of money will be paid to the beneficiary marked in the policy, which can be used to cover the costs of the funeral, and/or body repatriation.
It's definitely something worth thinking about.
While it’s good to have outpatient benefits that cover minor diseases such as fever and flu, it’s the critical ailments that you should be looking out for. If you’re diagnosed with some form of critical illness, not only will you have to pay for the often exorbitant medical bills, but you may also end up having to take extra time off work to receive treatment, or even become unable to work.