I am pregnant with my second child and despite all the protests about how much I hated it the first time around and 'would never ever, not ever do it again' have found myself in the club.
In the expat club of expensive hospitals, anti-natal check ups and visits - all the things and services one takes for granted in the UK- you pay for here.
Luckily for us, we have great medical insurance that covers most of the costs because as we have found out, it isn't cheap.
But cost has nothing to do with it when you are expecting, because you can't put a price on a baby... well they do here and it does leave me wondering whether or not it is all necessary.
I have this overwhelming feeling the NHS would have told me to man-up and although they would have checked for all the usual things, there wouldn't have been an urgent rush to scan, test and diagnose.
But then as I found out with my first baby, the NHS midwifery and maternal services are creaking with sciatica because of the poor ratio of staff to patients. It is nowhere near the perfect, shiny corridors of Bangkok's finest medical hubs.
So we go, dutifully, along to each appointment and listen to the doctors, who have very little in the way of a 'bed side manner' and scare the be-Jesus out of you with worst case scenarios and directness. You can't just say 'no'- can you?
Pregnancy is a fearful time and with the stakes too high and the regrets too awful to contemplate. You just go with whatever it is that is suggested. Doctor do know best- don't they?
You do get a choice of doctor here and a choice of which hospital to go to, but as with everything else, experience and expense is different for everyone. Costs vary and having heard and read horror stories of hospitals adding on 'extras', we have cautiously made our decision.
There's a secret 'mummy club' on Facebook and even though some expat mummy worries belie the real world, it has proven to be a very useful source of information.
There is a clique who prefer Samitivej and have pledged allegiance to its hallowed Obs and Gyn wards and another set who wouldn't trust any other than Bummungrad.
Make your own mind up as you will but please don't judge me or be misguided into thinking I am expat whinging. I am not.
I recognise my fortune, my dilemma simply begs the question- is it me or my cash that's worthy of all the attention?