When illness strikes

Are you prepared for the unhealthier times?

As the old saying goes - don't leave home without it! Not your health insurance card anyway.


Where's Santa Claus

Remember - health insurance is a business

Taxpayer supported health care is not a yet a reality for most of us. Now, we have no other choice but to rely on private health insurers for our medical care needs.


Thai health insurance basics

What are the basic health insurance rules to keep in mind?

Two points to consider are firstly, you must live in Thailand to purchase health insurance in Thailand, and secondly, insurance in Thailand is regulated by the Department of Insurance.


Keeping the money jar filled

A breakdown of health insurance costs

Buying health insurance, as well as any other type of insurance, is much like everyone putting money together into one big jar for use in the event of a medical emergency.


We get letters

A selection of letters from ajarn readers

Two years ago I was in a bad motorcycle accident and spent three months in the hospital including three weeks in an induced coma. I am doing ok now, however, I need powerful pain medications to be comfortable enough to get around.


Three potentially dangerous medical conditions

Hypertension, hyperlipidemia and diabetes

Ajarn.com's health insurance expert, Johnny Chan, looks at three medical problems that can't be cured but can certainly be controlled.


Clarifying OPD and IPD

There's no need to be confused

I really hate sending out claim rejection notices to clients. Lately, though, we have had to send out quite a few. Looking through them to see why, I discovered that most of the claims had one thing in common.


The dangers of self-diagnosis

Being your own doctor can be unhealthy

I fully understood why this person's claim had been rejected and his coverage cancelled. And, after having read his reply to them, I realized that he had absolutely no understanding of high blood pressure and how it could have been the cause of his heart attack.


Getting claims paid

Three types of health insurance buyer

As a rule, there really are no good or bad companies when it comes to paying claims, although some are a little better than others. It’s mainly a matter of timing and situation.


Please help me,. I have Crohn's Disease!

Will group health insurance cover a pre-existing condition?

I suggest that the letter writer check with his doctor to see if another more readily available form of medication would be just as acceptable for his needs. If not, then he should forget about coming to Thailand.


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