There's no excuse not to invest and plan.
Planning for retirement doesn't have to be complicated. All you have to do is spend less than you make and invest the difference for the long-term. That's it. I know you are thinking that's easier said than done, but start small.
The process can seem complex - but it CAN be done
A detailed description and step-by-step guide to what you need to do if you want to apply for an unsecured credit card in Thailand.