Major Medical insurance is coverage that pushes medical protection beyond the limits of basic hospital coverage. It covers the high-end medical expenses that we are least likely to incur, but worry about the most.
Major Medical insurance is good for anyone who doesn't want to spend a lot of money on medical insurance, but would like to be protected against being wiped out financially by a costly medical problem. Also, anyone who has just a basic hospital plan should consider supplementing it with Major Medical insurance.
Why? Because Major Medical insurance provides high-end protection for a relatively low cost.