Can you explain why OPD charges are relatively high for illness coverage?

Well, it all comes down to the frivolous and unnecessary usage of outpatient (OPD) care for illness. Additionally, OPD care is much more difficult to control than inpatient (IPD) care and emergency OPD care for accidents. This means providing OPD as a benefit on a health plan can be very costly to insurance companies.

Back to the Health Insurance FAQ



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