Working in Ho Chi Minh City, Vietnam

Monthly Earnings 91,500 baht equivalent

Q1. How is that income broken down? (full-time salary, private students, on-line teaching, extra work, etc)

Full-time salary (after tax) from a large private school, including housing allowance.

Q2. How much money can you save each month?

Most months I save about 30,000 baht. This is split evenly between cash savings and investing in an index fund. I try to save a bit of extra cash for travelling during the summer break.

Q3. How much do you pay for your accommodation and what do you live in exactly (house, apartment, condo)?

I live in a serviced apartment which costs about 13,500 baht a month. This includes twice weekly cleaning and internet.

Q4. What do you spend a month on the following things?


I have my own bike so it costs me very little to get back and forth to work. Grab bikes are really cheap when going on a night out.

Utility bills

Electricity and water costs about 1,500 - 2,000 baht a month.

Food - both restaurants and supermarket shopping

This is probably my biggest expense. There is so much good food in HCMC. I eat out several times a week so this is usually about 15K a month.

Nightlife and drinking

HCMC is a really social city, there is always something going on. This is one of my biggest expenses although I am trying to be more strict with myself in this area. I usually spend about 15K a month.

Books, computers

I have a work laptop so I don't spend anything on computers. I have an audible account so usually access books in this way.

Q5. How would you summarize your standard of living in one sentence?

I feel that my salary gives me a decent enough living standard currently and I am able to save a decent amount each month without sacrificing my living standards. I really appreciate living in a city where rent is affordable enough to not have to rely on a partner or roommates.

Q6. What do you consider to be a real 'bargain' here?

Eating out here is really reasonable, especially if you are eating at local restaurants.

Q7. In your opinion, how much money does anyone need to earn here in order to survive?

You could live on about 40,000 baht a month here but you need to be earning more if you want to save anything and afford to travel.

Phil's analysis and comment

Interestingly we put up a great escape survey just yesterday from a teacher who taught in Thailand for four years but moved to work in Vietnam in 2019. He sounded like he was really enjoying life there and felt Vietnam had many advantages over Thailand. Scott's cost of living survey also paints quite a glowing picture.  

Submit your own Cost of Living survey

Back to the main list

Featured Jobs

English, Science and Math Teachers

฿42,300+ / month


English Conversation Teachers

฿35,000+ / month


NES English Teachers

฿40,000+ / month


Essay Editor, Writing Coach, IELTS/SAT/GMAT Tutor

฿50,000+ / month


ESL Teachers

฿33,000+ / month


Teacher Assistant for Kindergarten and Primary

฿20,000+ / month

Chon Buri

Featured Teachers

  • Amie

    Filipino, 27 years old. Currently living in Philippines

  • Meljun

    Filipino, 48 years old. Currently living in Philippines

  • Christianne

    Filipino, 27 years old. Currently living in Philippines

  • Ma.

    Filipino, 37 years old. Currently living in Philippines

  • Jeraldine

    Filipino, 31 years old. Currently living in Thailand

  • Charmaine

    South African, 51 years old. Currently living in Thailand

The Hot Spot

Will I find work in Thailand?

Will I find work in Thailand?

It's one of the most common questions we get e-mailed to us. So find out exactly where you stand.

Air your views

Air your views

Got something to say on the topic of teaching, working or living in Thailand? The Ajarn Postbox is the place. Send us your letters!

Contributions welcome

Contributions welcome

If you like visiting and reading the content, why not get involved yourself and keep us up to date?

The cost of living

The cost of living

How much money does a teacher need to earn in order to survive in Thailand? We analyze the facts.

Teacher mistakes

Teacher mistakes

What are the most common mistakes that teachers make when they are about to embark on a teaching career in Thailand? We've got them all covered.

The Region Guides

The Region Guides

Fancy working in Thailand but not in Bangkok? Our region guides are written by teachers who actually live and work in the provinces.

The dreaded demo

The dreaded demo

Many schools ask for demo lessons before they hire. What should you the teacher be aware of?

Need Thailand insurance?

Need Thailand insurance?

Have a question about health or travel insurance in Thailand? Ricky Batten from Pacific Prime is Ajarn's resident expert.