Does smoking affect health insurance?

Whether you smoke occasionally or are a chain smoker, you might be wondering if this habit will affect your health insurance.

To be considered a non-smoker by health insurers, you must have given up smoking for at least 2 years. Honesty is expected on health insurance application forms so you will need to make your smoker status clear.


What is the cost of health insurance in Thailand?

The cost of health insurance premiums have crept up and people’s needs have changed in Thailand.

If you want to top up your existing health insurance plan, you should learn about the average cost of health insurance and trends.


Health insurance exclusions

Addressing the elephant in the room

One of the most common mistakes I often see people make is skimming through their health insurance T&Cs without properly reading the exclusions section - which details what their plan won't cover.


Shopping around for health insurance

Five questions that teachers should be asking

I strongly recommend buying teacher's health insurance to protect yourself, your family, and your finances while you're here.


18 red flags

18 points to consider carefully when choosing a school

From unpaid mid-term breaks to having to pay for white-board markers. What are the things that turn teachers off the idea of working for a particular Thai school - and are they justified?


When illness strikes

Are you prepared for the unhealthier times?

As the old saying goes - don't leave home without it! Not your health insurance card anyway.


Where's Santa Claus

Remember - health insurance is a business

Taxpayer supported health care is not a yet a reality for most of us. Now, we have no other choice but to rely on private health insurers for our medical care needs.


Keeping the money jar filled

A breakdown of health insurance costs

Buying health insurance, as well as any other type of insurance, is much like everyone putting money together into one big jar for use in the event of a medical emergency.


We get letters

A selection of letters from ajarn readers

Two years ago I was in a bad motorcycle accident and spent three months in the hospital including three weeks in an induced coma. I am doing ok now, however, I need powerful pain medications to be comfortable enough to get around.


Health insurance in Thailand

A reality check

There are basically 2 types of health insurance coverage available in Thailand, government Social Security Insurance (SSI) and non-government, privately funded health insurance.


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