Covid health insurance info for Filipino teachers

Covid health insurance info for Filipino teachers

I was asked to find insurance for my teacher friend from the Philippines trying to return to Thailand and who needs Covid insurance in order to return. Here is what I found.

Trawick International seems the cheapest and easiest with Covid coverage to obtain, plus it is headquartered in USA and their policy is in English. Trawick International policies do NOT cover pre-existing conditions, which is one reason they are cheap, but I don't think any Thai company policies cover pre-existing conditions, do they? You have to get a complete physical for many Thai policies and the reason they make you get the physical is cause they want to eliminate coverage for anything that shows up in your blood work, etc.

For a 55-year old Filipino, Trawick International is around $700 for a year of coverage of $100,000, choosing the highest deductible, $5000. I think it will be less the younger you are. You can cancel at any time and they refund the balance, pro-rated by the day. Their policies cover Covid but no not cover pre-existing conditions.

Note there are two different names for health insurance policies they offer. 1) Safe Travels International and 2) Safe Travels International Cost Saver. I spoke with a phone rep from Trawick International and she told me both policies offer the same benefits and she said fill out both forms and then choose whichever is cheaper. (If you want the cheapest price on either policy make sure and choose the highest deductible you can, $5000).

Anyway, I priced two Thai company policies that will cover Covid for a returning-to-Thailand 55 year old female Filipino teacher: 1) Magellan and 2) My Health (by April International) and they are both very expensive, at least $1500 up to around $2000. I don't know if they refund anything if you cancel, say, 6 months down the road.

Note: the company I use for my insurance is IMGlobal, a USA company, but as of March 26 they stopped covering Covid on new policies written, so this company won't work for a Filipino teacher trying to return to Thailand to teach at her job.

Harrell Guy Graham


Read more letters

Send your letter to Ajarn.com



Featured Jobs

Grade 1-3 Primary Homeroom Teachers

฿83,000+ / month

Bangkok


Teachers for August 2021 Start

฿70,000+ / month

Bangkok


English/Math/Science Teachers for April 2021 Start

฿40,300+ / month

Thailand


Full and Part-time Reading/EFL Teachers

฿40,000+ / month

Thailand


Academic Tutor - IGCSE German (First Language)

฿800+ / hour

Bangkok


English Teachers

฿84,000+ / month

China


Featured Teachers

  • Cecil


    French, 38 years old. Currently living in Thailand

  • Derek


    British, 43 years old. Currently living in France

  • Mark


    Filipino, 25 years old. Currently living in Philippines

  • Andrew


    American, 28 years old. Currently living in USA

  • David


    Irish, 45 years old. Currently living in Thailand

  • Mark


    Irish, 53 years old. Currently living in Thailand

The Hot Spot


Renting an apartment?

Renting an apartment?

Before you go pounding the streets, check out our guide and know what to look out for.


Need Thailand insurance?

Need Thailand insurance?

Have a question about health or travel insurance in Thailand? Ricky Batten from Pacific Prime is Ajarn's resident expert.


Teacher mistakes

Teacher mistakes

What are the most common mistakes that teachers make when they are about to embark on a teaching career in Thailand? We've got them all covered.


Contributions welcome

Contributions welcome

If you like visiting ajarn.com and reading the content, why not get involved yourself and keep us up to date?


Can you hear me OK?

Can you hear me OK?

In today's modern world, the on-line interview is becoming more and more popular. How do you prepare for it?


The dreaded demo

The dreaded demo

Many schools ask for demo lessons before they hire. What should you the teacher be aware of?


Will I find work in Thailand?

Will I find work in Thailand?

It's one of the most common questions we get e-mailed to us. So find out exactly where you stand.