Who’s to blame?

Always understand the terms and conditions of a health insurance policy

2nd May 2012

I often read complaints about the standard exclusions found in the terms and conditions (T&C) of a particular insurance company's policy. What the complainers don't realize is that these exclusions are in all health insurance policies.

How did they know?

When hospitals sharing information can prove costly

7th September 2011

Recently, someone sent me an e-mail asking me if health insurance companies and hospitals in Thailand share information among themselves without permission from the patient.

Tell it to the OIC

There's a new sheriff in town

4th July 2011

Being a stranger in a strange land causes many expats to become a bit paranoid at times. This can be especially true when considering the purchase of health and accident insurance in Thailand. Whom can you trust? What are the "hidden" exclusions that health insurers can use to get out of paying your claim?

Buying hospital inpatient (IPD) coverage in Thailand

The 5 areas of health insurance coverage that you should be aware of

15th May 2011

Most medical insurance plans sold in Thailand, including those packaged with life insurance policies, focus on providing basic hospital Inpatient (IPD) coverage.

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Teacher employer etiquette

I feel it is just unprofessional that if someone well qualified for an advertised job takes the time to research the job and your school, then you as an employer should have the courtesy (manners) to acknowledge that application even if the applicant may not be right person for the job.

Going Home

I possess ten years of classroom EFL teaching experience, plus a solid education, and this was the type of work available to me. There were many moments, such as when I was cleaning a toilet bowl, or when a housekeeper ordered me to do something, that frustration welled up inside me.

Teacher nightmares part two

More stories from teachers in Thailand who have found themselves in difficult situations often through no fault of their own. Can you offer them some good advice?
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About Ajarn.com

Ajarn.com was started as a small hobby website in 1999 by Ian McNamara. It was a simple way for one Bangkok teacher to share his Thailand experiences and pass on advice. The website developed a loyal and enthusiastic following. In 2004, Ian handed over the reins to Phil Williams and 'Bangkok Phil' has run the ajarn website ever since.

Ajarn.com has grown enormously and is now the most popular TEFL site in Thailand - possibly even South East Asia. Although best-known for its vibrant jobs page, Ajarn has a wealth of articles, blogs, features and help and advice. But one principle has always remained at Ajarn's core - to tell things like they are and to do it with a sense of humor. Thailand can be Heaven or Hell for an English teacher. It's always been Ajarn.com's duty to present both sides of the equation. Thanks for stopping by.