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    <title>Ajarn.com Blogs: Tony Dabbs</title>
    <link>http://www.ajarn.com/blogs/tony-dabbs/</link>
    <description>Tony Dabbs on Ajarn.com</description>
    <dc:language>en</dc:language>
    <dc:creator>Ajarn.com</dc:creator>
    <dc:rights>Copyright 2012</dc:rights>
    <dc:date>2012-09-03T06:21:55+00:00</dc:date>
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      <title>Health insurance marketing</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/health-insurance-marketing/</link>
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      <description>Health insurance here in Thailand, as a rule, is much cheaper and much simpler than the health insurance most expats are probably used to.</description>
      <dc:subject>Health insurance marketing</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2012-09-03T06:21:55+00:00</dc:date>
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      <title>TIT &#45; life insurance</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/tit-life-insurance/</link>
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      <description>One forum contributor claimed that the Thai government was using a tax deduction to get people to buy life insurance that the Thai government knew was overpriced. Strangers in a strange land can really say some stupid things on these forums.</description>
      <dc:subject>TIT - life insurance</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2012-08-03T06:56:08+00:00</dc:date>
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      <title>The medical world is changing</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/the-medical-world-is-changing/</link>
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      <description>Things keep changing in the field of medical care &#45; and that means that costs keep increasing. The good news, though, is that much of the increase in cost is due to the hospitals buying new and improved test equipment to allow them to quickly spot and diagnose medical problems that would have previously been missed.</description>
      <dc:subject>The medical world is changing</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2012-07-03T10:11:04+00:00</dc:date>
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      <title>Who&#8217;s to blame?</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/whos-to-blame/</link>
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      <description>I often read complaints about the standard exclusions found in the terms and conditions (T&amp;C) of a particular insurance company&#39;s policy. What the complainers don&#39;t realize is that these exclusions are in all health insurance policies.</description>
      <dc:subject>Who&#8217;s to blame?</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2012-05-01T23:28:44+00:00</dc:date>
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      <title>How did they know?</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/how-did-they-know/</link>
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      <description>Recently, someone sent me an e&#45;mail asking me if health insurance companies and hospitals in Thailand share information among themselves without permission from the patient.</description>
      <dc:subject>How did they know?</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2011-09-07T02:01:14+00:00</dc:date>
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      <title>Tell it to the OIC</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/tell-it-to-the-oic/</link>
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      <description>Being a stranger in a strange land causes many expats to become a bit paranoid at times. This can be especially true when considering the purchase of health and accident insurance in Thailand. Whom can you trust? What are the &quot;hidden&quot; exclusions that health insurers can use to get out of paying your claim?</description>
      <dc:subject>Tell it to the OIC</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2011-07-04T01:54:16+00:00</dc:date>
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    <item>
      <title>Buying hospital inpatient (IPD) coverage in Thailand</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/buying-hospital-inpatient-ipd-coverage-in-thailand/</link>
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      <description>Most medical insurance plans sold in Thailand, including those packaged with life insurance policies, focus on providing basic hospital Inpatient (IPD) coverage.</description>
      <dc:subject>Buying hospital inpatient (IPD) coverage in Thailand</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2011-05-15T05:03:34+00:00</dc:date>
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      <title>Health cover for existing medical problems</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/health-cover-for-existing-medical-problems/</link>
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      <description>Iit still bothers me that many people with existing medical problems can&#39;t get insurance to help cover the treatment of medical problems. But, there are some options.</description>
      <dc:subject>Health cover for existing medical problems</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2011-02-21T05:05:07+00:00</dc:date>
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      <title>What about high blood pressure?</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/what-about-high-blood-pressure/</link>
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      <description>Last year we had a couple of fairly recent applicants get hospitalized. Their hospitalization had something to do with their history of hypertension.</description>
      <dc:subject>What about high blood pressure?</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2011-01-17T01:06:40+00:00</dc:date>
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    <item>
      <title>Life insurance for savings or family protection</title>
      <link>http://www.ajarn.com/blogs/tony-dabbs/life-insurance-for-savings-or-family-protection/</link>
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      <description>I strongly believe that life insurance should primarily be purchased to guarantee financial security for loved ones, to cover payment of a debt (house purchase) or guarantee continuation of a business should an owner/partner die unexpectedly.</description>
      <dc:subject>Life insurance for savings or family protection</dc:subject>
      <dc:creator>Tony Dabbs</dc:creator>
      <dc:date>2010-10-21T15:04:33+00:00</dc:date>
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