Getting claims paid

Three types of health insurance buyer

26th July 2010

As a rule, there really are no good or bad companies when it comes to paying claims, although some are a little better than others. It’s mainly a matter of timing and situation.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance fraudulent health insurance claims


Please help me,. I have Crohn’s Disease!

Will group health insurance cover a pre-existing condition?

31st May 2010

I suggest that the letter writer check with his doctor to see if another more readily available form of medication would be just as acceptable for his needs. If not, then he should forget about coming to Thailand.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance abbott laboratories crohn's disease


The dangers of self-diagnosis

Being your own doctor can be unhealthy

10th April 2010

I fully understood why this person's claim had been rejected and his coverage cancelled. And, after having read his reply to them, I realized that he had absolutely no understanding of high blood pressure and how it could have been the cause of his heart attack.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance hypertension high blood pressure


Three potentially dangerous medical conditions

Hypertension, hyperlipidemia and diabetes

3rd March 2010

Ajarn.com's health insurance expert, Tony Dabbs, looks at three medical problems that can't be cured but can certainly be controlled.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance hypertension hyperlipidemia diabetes


Welcome into the year 2010 / 2553

Hopefully the year of the tiger will be a roaring success

2nd January 2010

The year 2009 was fine, as our business kept growing. But it was also a bit crazy.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


Health insurance in Thailand

A reality check

2nd November 2009

There are basically 2 types of health insurance coverage available in Thailand, government Social Security Insurance (SSI) and non-government, privately funded health insurance.

Tags: health issues health insurance coverage health insurance policies health insurance companies health insurance


Ajarn group health insurance

What exactly do you get?

1st October 2009

On the 15th of October the Ajarn.com Teachers Group is renewing for another year. Anyone wanting to join or renew, should do so now. There is a choice of 3 plans.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


Clarifying OPD and IPD

There's no need to be confused

1st September 2009

I really hate sending out claim rejection notices to clients. Lately, though, we have had to send out quite a few. Looking through them to see why, I discovered that most of the claims had one thing in common.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


We get letters

A selection of letters from ajarn readers

1st August 2009

Two years ago I was in a bad motorcycle accident and spent three months in the hospital including three weeks in an induced coma. I am doing ok now, however, I need powerful pain medications to be comfortable enough to get around.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


Understanding medical insurance

What does the small print all mean?

1st July 2009

Most medical insurance sold in Thailand, including medical insurance riders found on life insurance, is formed around Basic Hospital Inpatient Coverage, which is broken down into four areas of coverage: 1) Daily Room and Board, 2) Hospital General Expenses, 3) Surgery and 4) Inpatient Doctor Visits.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


What are you getting?

Understanding health and accident insurance

1st June 2009

In order to help you understand “health and accident” insurance in Thailand a little better, I am going to tear down the Ajarn.com Group policy for you and then put it back together.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


Keeping the money jar filled

A breakdown of health insurance costs

1st May 2009

Buying health insurance, as well as any other type of insurance, is much like everyone putting money together into one big jar for use in the event of a medical emergency.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


Where’s Santa Claus

Remember - health insurance is a business

1st April 2009

Taxpayer supported health care is not a yet a reality for most of us. Now, we have no other choice but to rely on private health insurers for our medical care needs.

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


A healthy change

Changes to the ajarn.com health insurance policy

1st March 2009

For anyone interested in the Ajarn.com Group insurance program, THI has changed the application. They now require personal information on the application, such as name, address, etc. We used to provide a separate for that information; now everything goes on one form.

Tags: health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


The life insurance health insurance option

Why we switched from life insurance to regular health insurance

1st February 2009

We still have a life insurance product, but the life insurance companies make it difficult for us to sell life insurance to expats. Here’s a sad example

Tags: health issues health insurance coverage health insurance policies health insurance regulations health insurance companies health insurance


Thai health insurance basics

What are the basic health insurance rules to keep in mind?

1st October 2008

Two points to consider are firstly, you must live in Thailand to purchase health insurance in Thailand, and secondly, insurance in Thailand is regulated by the Department of Insurance.

Tags: health insurance policies health insurance regulations health insurance thai social insurance life insurance


Work permits and health insurance

Do you need a work permit to take out health insurance in Thailand?

1st September 2008

The work permit myth got started because of a company called AIA, who have a very strong marketing organization. They sell health insurance as a rider on life insurance.

Tags: health insurance coverage health insurance policies health insurance companies health insurance motorcycle accidents work permits aia aids


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